Subscribe to our blog
Get ahead with our award-winning insights on the latest developments in the fraud and compliance landscape. Enter your email below to receive our blog posts directly to your inbox.

The IdentityMind Blog

Identity Proofing Challenges — Drivers For An Orchestration Hub

February 25, 2020

Read More

KYC Process – A Primer for FinTechs

February 14, 2020

INTRODUCTION Organizations that are offering some form of financial services are (most likely) required to comply with anti-money laundering (AML) regulations. There are several aspects that are key to comply with AML (e.g. AML pillars). One of them is a program to understand the customer you are dealing with, what risk they pose to your […]

Read More

How to Prevent Loan Application Fraud

January 31, 2020

This post was originally available on Feb 2016. Updated on Jan 31st 2020 for new techniques, and focus on overall account fraud vs just account origination fraud. Regulations, compliance and overall risk management place a significant operational burden on financial services. Online lenders are no different. You have to comply with multiple regulatory requirements, and you are- […]

Read More

Measuring Risk with Graph Intelligence

January 30, 2020

Machine learning and Regtech are popular topics these days. And, both play a big role in the IdentityMind platform.  Large amounts of data can be valuable, and simultaneously daunting. A key promise of Regtech is to empower you to use large amounts of data to drive decisions, reduce risk and prepare compliance responses. To fulfill […]

Read More

AML Compliance (and Financial Inclusion) For Everyone — Step 2: A better-suited Business Model

January 28, 2020

About a year ago we launched our regtech store. At the time, I wrote this post to explain why we thought it was important to do so. A year later, and after hundreds of clients using our KYC plugin and benefiting from the simplicity of it, we are doubling down! We are launching IDM Online to enable access even further to […]

Read More

KYC Compliance Fundamentals Guide

January 27, 2020

This guide is based on our learnings as Regtech leaders over the last 5 years. It provides a high level summary of the fundamental aspects of KYC compliance that you need to know both when onboarding new customers, and when looking into the existing customers. These tips will help your company meet regulatory guidelines, stay […]

Read More

Digital Identity to Fight Financial Crime – Risk and Compliance Interview with Jose Caldera

January 16, 2020

Jose Caldera is Chief Marketing & Products Officer at IdentityMind, and has been developing and marketing high technology products for the last 25 years. An entrepreneur at heart, his focus has always been on the enterprise, developing products and services for information and payments security, risk mitigation and compliance. A frequent industry speaker and writer, […]

Read More

The IdentityMind Platform: A Mature Orchestration Hub

The recent report by AITE Group: “Fraud, Authentication, and Orchestration Hubs: A Path To Greater Agility”, reinforces the strategic value of the Identity Platform we have built. Download the Full Report We designed our Platform on the premise that the more you know about an individual, the more accurately you are able to assess the […]

Read More

Why Cryptocurrency Companies are Filing more SARs than Ever

January 9, 2020

Recently, Ken Blanco, the director of the Financial Crimes Enforcement Network (FinCEN) announced that Cryptocurrency companies have filed 7,000 Suspicious Activity Reports (SARs) since May. This is amazing when you consider that since 2013 cryptocurrency firms have filed only 11,000 SARs. This means 63% of SARs have been filed in the last 7 months.

Read More

A More Flexible Way to Leverage Historical User Behavior as a Risk Indicator

December 19, 2019

Dating back a couple of decades when ecommerce started, one of the first tools to identify online card fraud were velocity rules. Velocity rules measured the number of transactions that were performed by a particular credit card in a (short) period of time. For example, it is unusual, if not impossible, for an individual to […]

Read More